HornetPay Virtual Card: No KYC, Supports OpenAI/Claude
Recently, the blogger discovered a new virtual card service provider, HornetPay, offering multiple card BINs and requiring no real-name verification for card issuance. Recharge is supported only via USDT; those interested can try it.

Note: This site only organizes and recommends; if you continue reading and using related services, you bear the risks yourself. If not, please stop reading immediately!!!
Advantages
- No real-name verification
- Customizable cardholder name
- One account can open multiple virtual cards
- Multiple card BINs available
Registration
- HornetPay Exclusive Invite Registration Link: https://hornetpay.uk/#/signup?referer=xiaozblog&lang=zh-CN
- HornetPay Exclusive Invite Code:
xiaozblog
Recharge
Since HornetPay only supports USDT recharge, friends who haven't played with cryptocurrency might be unfamiliar, but the difficulty is not high.
First, register on OKX Exchange: https://ouxyi.link/ul/YbU25D?channelId=66773632, then through [OKX Home - C2C Coin Trading - Quick Trading], obtain USDT, and then withdraw.
Next, find [HornetPay Dashboard - Dashboard - Main Account], click Recharge.

Then select the recharge network. It is recommended to choose the Polygon network, as this network fee is lower. Then transfer from the exchange wallet (OKX) to the address given by HornetPay. Note: The minimum recharge requirement is 5 USDT, it is recommended to recharge more than 15 USDT for the first time, otherwise you cannot open a card subsequently!

The official page indicates an arrival time of about 2 minutes, but the blogger's actual test may be far higher than the predicted arrival time. You can click [Recharge Acceleration] in the top right corner of the recharge page, then fill in the Transaction ID or Transaction HASH to accelerate arrival.
Card Creation
In [HornetPay Dashboard - Card Creation], you can see there are three types of virtual cards available, namely Honey Baby, Mechanical Bee, and Lightning Bee. Different types of cards have different card opening fees and recharge rates. Choose the card suitable for your own scenario. According to official information, if used for payment on OpenAI/ChatGPT/Claude, you need to choose the Hornet Warrior type card to pay, other types may not be able to pay!

When opening a card, you can customize the name. The name needs to be filled in your name's Pinyin. It is recommended to use a real name (to avoid triggering risk control on some platforms). The order of the name does not matter.

If you feel one card cannot meet your usage needs, you can click Card Creation multiple times in the backend, then open multiple virtual cards for simultaneous use.
Summary
- Can obtain USDT by registering OKX and trading via C2C
- When recharging HornetPay, pay attention to keep the selected network consistent with the network withdrawn from OKX
- If not arrived for a long time, click [Recharge Acceleration] on the HornetPay recharge page
- HornetPay card opening minimum requirement is recharge $10
- Please do not frequently chargeback or refund, otherwise you may be banned by HornetPay
- If you encounter any problems, please contact official assistance in the HornetPay backend
HornetPay Exclusive Invite Registration Link: https://hornetpay.uk/#/signup?referer=xiaozblog&lang=zh-CN
Additionally, this site created a financial TG group chat: https://t.me/usecardone Those interested can join to communicate.