In the previous article "Virtual Cards and Methods Still Usable for Paying OpenAI/ChatGPT in 2024" shared by xiaoz, some methods usable for paying OpenAI/ChatGPT were mentioned, but some of them have high thresholds. This article supplements with a low-threshold WildCard virtual card as a backup.

Features of WildCard

• Low registration threshold, quick registration through mobile phone number
• No KYC (real-name) authentication required
• Supports Alipay recharge
• Balance can be withdrawn with no withdrawal fee
• Supports various payment scenarios, such as: OpenAI/ChatGPT, Claude, YouTube, Onlyfans, Midjourney, Cursor, Amazon shopping, Github, APP store, Netflix, and dozens of other scenarios!

Registering for WildCard

Exclusive invitation link for this site: https://bewildcard.com/i/XIAOZ

Exclusive invitation code: XIAOZ

Register using the above invitation link to enjoy a fee reduction upon membership activation.

Fee Details

• Membership fee: $11.99 / 2 years (reduced with invitation)
• Recharge fee: 3.5%
• Consumption fee: 0%
• Pre-authorization cancellation fee: $1
• Withdrawal fee: 0%
• Non-U.S. consumption fee: 1% + $0.5
• Transaction refund fee: 2%

To be honest, these fees do not have significant advantages and are even somewhat high. However, the low registration and usage thresholds, along with the option to skip KYC, make it suitable for beginners or users who prefer a hassle-free experience. If you need lower fees, you can also consider:

• OCBC Overseas Chinese Banking Corporation in Singapore: https://blog.xiaoz.org/archives/19012
• WISE: https://blog.xiaoz.org/archives/18846

OCBC and WISE have relatively higher thresholds!!!

Using WildCard

Activating Membership

Before using WildCard, we need to activate the membership service. Note: This is not account balance, but a one-time membership fee!!!

Click to pay and use Alipay to scan the code for payment.

Activating Virtual Card

After activating membership, go to My Cards and enter your name in Pinyin, input your email, and click confirm.

Follow the on-screen instructions to complete the process and you will see a success message.

• Monthly limit of $60 without authentication
• Limit raised to $3000 after authentication

Paying OpenAI/ChatGPT

When paying for OpenAI/ChatGPT, pay attention to the following to avoid triggering risk control and payment rejection.

• Name: Use the name provided on the virtual card (e.g., ZHANG SAN)
• Clean magic internet node (unclean nodes may trigger risk control and prevent payment): https://dwz.ovh/6oket
• Billing address: It is recommended to use a tax-free state address in the U.S. (can be found through Google Maps search or AI generation), such as: parts of Alaska, Delaware, Montana, New Hampshire, and Oregon

The address provided by WildCard is by default a tax-free state, usually no need to modify

Using a non-tax-free area billing address will incur additional taxes!!!

Conclusion

WildCard virtual card provides convenience for users who wish to quickly pay for services like OpenAI and ChatGPT, without the need for complex authentication procedures. Additionally, WildCard offers value-added services such as OpenAI API network forwarding and overseas phone numbers for members, making cross-border payments more flexible. Although the fees are slightly high, for users who prefer a low-threshold, easy-to-use option and do not want to deal with complicated procedures, it is worth a try. Hopefully, this article will help you find a suitable payment method and enjoy various digital services effortlessly!

WildCard exclusive invitation link: https://bewildcard.com/i/XIAOZ