WildCard Virtual Card Guide: Quick Setup for OpenAI and ChatGPT Payments
In a previous article, Methods for Paying OpenAI/ChatGPT in 2024, I shared several payment methods, but some have high entry barriers. This article introduces WildCard virtual cards as a low-threshold backup option.
If you need USDT recharge or more card segment options, you can also check: Ucards Virtual Card Platform
WildCard Features
- Low registration threshold: Register quickly with just a phone number.
- No KYC (real-name) verification required.
- Supports Alipay recharge.
- Balance can be withdrawn with 0% withdrawal fees.
- Supports multiple payment scenarios, including OpenAI/ChatGPT, Claude, YouTube, Onlyfans, Midjourney, Cursor, Amazon shopping, Github, App Store, Netflix, and dozens of other scenarios.
Registering WildCard
Exclusive invitation link for this site: https://yeka.ai/i/XIAOZ Exclusive invitation code:
XIAOZ
After registering via the invitation link above, you can waive fees by activating a membership.
Fee Structure
- Membership fee: $11.99 / 2 years (waivable with invitation)
- Recharge fee: 3.5%
- Consumption fee: 0%
- Pre-authorization reversal fee: $1
- Withdrawal fee: 0%
- Non-US consumption fee: 1% + $0.5
- Transaction refund fee: 2%
To be honest, this fee structure does not offer a clear advantage and is even somewhat high. However, the low registration and usage thresholds, along with the no-KYC feature, make it suitable for beginners or users who don't want to deal with complex processes. If you need lower fees, consider the following:
- Singapore OCBC Huaqiao Bank: https://blog.xiaoz.org/archives/19012
- WISE: https://blog.xiaoz.org/archives/18846
OCBC and WISE have relatively higher entry barriers!!!
Using WildCard
Activating Membership
Before using WildCard, you must activate the membership service. Note: This is a one-time membership fee, not an account balance.
Click to pay and scan the QR code with Alipay.
Activating the Virtual Card
After activating membership, go to [My Cards], enter your name in Pinyin, input your email, and click Confirm.
Continue following the page instructions to complete the operation, and you will see a success message.
- Without verification, the monthly limit is $60.
- After verification, the limit increases to $3000.
Paying for OpenAI/ChatGPT
When paying for OpenAI/ChatGPT, pay attention to the following points to avoid triggering risk control and payment rejection:
- Name: Use the name provided on the virtual card (e.g., ZHANG SAN).
- Clean Proxy Node: Ensure your proxy node is clean; otherwise, risk control may block payment: https://dwz.ovh/6oket
- Billing Address: It is recommended to use a tax-free state address in the US (searchable via Google Maps or generated by AI). These include parts of Alaska, Delaware, Montana, New Hampshire, and Oregon.
WildCard provides default addresses in tax-free states, so modification is usually unnecessary.
Using a billing address from a non-tax-free region will incur additional taxes!!!
Conclusion
WildCard virtual cards offer convenience for users seeking quick payments for services like OpenAI and ChatGPT without complex verification procedures. Additionally, WildCard provides value-added services for members, such as OpenAI API network forwarding and overseas phone numbers, making cross-border payments more flexible. Although the fees are slightly higher, its low threshold and ease of use make it worth trying for users who don't want to deal with complications. Hopefully, this article helps you find a suitable payment method to easily enjoy various digital services!
WildCard Exclusive Invitation Link: https://yeka.ai/i/XIAOZ